Sports Accident Insurance
What does the Sports Accident insurance covere me
The Sports Accident policy is structured to provide a core
level of coverage and benefits with
a principal sum of $50,000 per member.
This broad coverage will cover the member for loss of limbs, fracture, dislocation, tendon severance of limbs, loss
of eye sight, speech, and many other miscellaneous conditions and even accidental bodily injury or death sustained by a member
due to external violent, sudden, fortuitous causes beyond the member's control..
The Accident Policy pays for medical bills on behalf of injured
member such as.
Dental Accident Reimbursement
Dentures, Removable Teeth, Hearing Aids, Eyeglass and Contact Lenses
Medical Expense Reimbursement
Weekly Income $100 (waiting period 30 days)
This coverage is secondary to any other heath care
plan(s). Expenses eligible under any other healthcare plan(s) must be submitted to that plan(s). Your
Accident Policy will pay only the amount of expenses that are not eligible with any other insurer. Only claims up
to the maximum benefits of the policy will be considered for payment. Explanation of benefits from other insurer,
must accompany eligible expenses when submitting. You must have required and received medical /dental treatment
commencing within 30 days of the accident. Insurance provider must receive notice of your accident within 30 days
of the accident date and claim documentation within 90 days from the date of accident.
Who is covered?
Any active member of Cycling Canada (CC)
participating as a player member, manager, coach or Official of the CC in practice or competition which is a
sanctioned or approved activity organized under the supervision and direction of CC; or being transported
with other player members of CC as a group to or from the place of such practice or game; all under the
supervision and direction CC.
Conditions to be met:
i) Confirmation of Cycling Canada membership from your
affiliated Provincial /Territorial association.
The CC accident insurance covers medical expenses associated with
injuries caused while participating in CC sanctioned and/or approved activities and is in excess of
provincial health programs and private insurance.
iii) Must be received within 90 days
What activities are
All sanctioned and approved
cycling activities. All activities must be documented and approved by the Provincial
President or Executive or NCCP certified Coach. If you require further clarification contact your Provincial
/ Territorial Cycling Association.
This plan covers all
Members participating in a
practice or competition in the sport;
b) Members being transported with other player members
and group to or from the place of such practice or game; which is organized under the direction of the Insured;
c) Members while riding as a
passenger, boarding or alighting from a flight on a multi engine transport type aircraft operated by a
For Schedule of Benefits ---> click here
Does the policy provide 24 hour
No. Coverage is to and from the activity or event. Coverage is
provided only while participating in Club acitivites, training programs, sanctioned events, competition and
traveling to and from the program which is approved by and under the supervision of proper authority of the
Is a member covered if they train on their own
No. Coverage does not apply to
training without the PRIOR written consent of the Provincial Association, Club or NCCP certified
Is a member covered if they train under the supervison
of a NCCP certifed coach?
Yes you are covered provided you are following a written and approved CC training
program signed by the NCCP certified coach? IF a NCCP certified coach is not available you must have
your Provincial affliate or CC approval.
NCCP certified Coaches covered for?
As a NCCP certified coach you are covered for Liability,Profressional Liability and even Sexual abuse claims made
against you for the liabilities to third parties (including club members) that you instructed.
What is the
deducible for Sports Accident coverage?
The deductible is
Is there any
age restriction for Sports Accident Accident
The is NO age
restriction for Sports Accident coverage.
summary does not in and of itself provide coverage and it is subject to the terms and conditions which are
set forth in the policy. It is intended only to provide basic details of coverage that are fully described in
the actual Policy issued. In the event of any inconsistency, the actual policy will prevail. Questions about
the Policy can be directed to Holman Insurance Brokers Ltd.