How to Report a
At Holman Insurance Brokers Ltd. we are firm
believers that, where possible, prevention is better than a cure. We understand the accidents do
you do when you learn of an accident, event or circumstance that could give rise to a claim under your insurance
policy? An accident or event such a being served with a lawsuit is grounds for reporting a claim. In the case of a lawsuit, there are
deadlines that must be met in order to preserve your rights as well as the
Insurer’s rights. On the other hand, determining whether an accident or circumstance warrants notice to the insurance company can be more difficult. It is important to realize that
depending on the type of policy, notice provisions vary. Factors such as what
circumstances were known by whom, when it was known and when the claim was
formally reported to the insurance company can have a direct bearing on
whether coverage is triggered.
Claims for liability insurance can be very complex, so it's
important to follow the right procedures. If you have any reason to believe you might need to claim, just
follow the simple procedure below, and we'll advise you of the best course of action.
What to do?
If an incident and /
or accident occurs, it must be documented and recorded immediately.
If there is personal
injury or property damage the CC must be notified
A CC Accident Report should be the
minimum level of documentation. Additional documentation of
witness statements, list of names involved, photos of the scene would make
an exceptional report. Reporting should be as in depth as possible as most
litigation is brought forward years after the incident when club members with a memory of the incident might not be around anymore.
- Once complete the Accident Report
should be either faxed to Holman Insurance Brokers Ltd. at (905) 886-5622 or email to email@example.com . Forward
any correspondence relating to the potential claim
- In Emergencies contact Gameday / Aviva
or their after hours
Emergency Claims Service Number - 1-866-931-0573 (Crawford and Company)
Avoid speaking to the claimant or their
representatives, as this could prejudice the outcome